o3 provides a highly competitive suite of benefits for our employees as specified below:
Medical Insurance (United Healthcare, CIGNA or Tufts)
Company pays individual premiums for all full-time employees, family coverage requires employee participation.
United Healthcare, CIGNA or Tufts Plans includes:
- Choice of networks (CHOICE PLUS, HMO, HIGH DEDUCTIBLE)
Eligibility begins the first DAY of full-time employment.
Dental Insurance
Together with Administaff, o3 has dental benefits covering a wide range of dental procedures, including preventive and diagnostic service, basic (restorative) services, major (prosthodontic) services and orthodontia services.
Vision
Vision benefits cover eye examinations, prescription lenses, eyeglass frames and contact lenses. You can use any optometrist or a provider who participates in the VSP provider network for greater benefits and less out of pocket.
Life & Personal Accident (AD&D) Insurance (CIGNA)
Employee only; premiums paid by Administaff; available to full-time active employees only if medical coverage is elected.
Basic Term Life Insurance
Amount equal to 1x employee’s base annual earnings* $15,000 minimum $50,000 maximum.
Basic Personal Accident Insurance
Amount equal to 1x employee’s base annual earnings* $15,000 minimum $50,000
maximum. * Base annual earnings include your base annual earnings paid by Administaff,
excluding bonuses and overtime, but including any commissions. Coverage
amounts based on your base annual earnings are rounded to the next higher
$1,000.
Voluntary Group Universal Life Insurance (CIGNA)*
Optional coverage for full-time active employees and their families; premiums
paid by
Employee
Voluntary Personal Accident Insurance (CIGNA)
Optional coverage for full-time active employees and their families; premiums
paid by
employee.
Voluntary Disability (CIGNA)
Optional coverage for full-time active employees; premiums paid by employee.
A variety of investment choices, which may be changed daily.
Highly trained personnel handle all retirement services functions.
24-hour toll-free and Internet access to account information.
Training and Development (Administaff)
(Available to employees only)
Additional Benefits
Health Care Flexible Spending Account
Set aside a portion of current earnings (on a pre-tax basis) in a type of savings account
for later reimbursement of qualifying expenses. Pay for eligible medical expenses with pre-tax dollars
Payroll Direct Deposit
Deposit your net pay automatically. Convenient, secure, on time
Commuter Benefits Program
Manage job-related commuter expenses with transportation benefit options for mass transit, commuter
vanpools and parking. Pay for eligible expenses with pre-tax dollars
Employee Assistance Program (Optum)
Confidential counseling & support program for employees and their families
Most services available at no cost to
employee.
Adoption Assistance (Administaff)
For full-time employees with at least 6 months of service. Reimburses qualifying expenses
incurred through private adoption or licensed adoption agencies $1,000 per adoption.
Member Source Credit Union
Full-service credit union: savings, CDs, IRAs, VISA/MC, ATM, auto & consumer loans
Deposits insured up to $350,000
Debit Card Pay Option
Enjoy the benefits of direct deposit without a traditional bank account. A convenient alternative to
the traditional paycheck
529 College Savings Plans
Information on several state-sponsored college savings plans available to any U.S. resident. Begin
saving for a child’s
college education today
